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Munshiji for Indian businesses

Business, in sync.

Get paid on time. Run the rest from one place.

GST invoices, WhatsApp and call reminders, stock, books and payroll in one workspace for Indian businesses. It works with Tally, and your CA works here too.

14-day Growth trial. Every feature is marked Live or Coming soon.

The Munshiji Money screen showing cash in the bank, money owed by customers and to suppliers, loans outstanding and a 13-week cash forecast.

One workspace for the money side of your business.

From the first quotation to the last rupee collected.

Everything below is labelled honestly. Live means you can use it today, and a “You’ll need” note says when it depends on an account of your own.

Get paid

Know who owes what, remind them the way they actually respond, and keep a record of every promise.

  • Live

    Today’s collections

    A to-do list of who to follow up today, in priority order, with the reason for each: how overdue, how much, and what they promised last time.

  • Live

    One follow-up list

    Ageing by customer, who to follow up today, promises to pay, part-payment plans and disputes, in one place.

  • Live

    WhatsApp reminders

    Approved reminder templates with the amount and due date. Replies land in your inbox, and a customer who sends STOP is not messaged again.

    You’ll need: Your own number on the WhatsApp Business Platform (Cloud API). Until you connect one, WhatsApp runs in a sandbox and nothing reaches customers.

    WhatsApp reminder rules
  • Live

    Reminder calls in Hindi and English

    An automated call: press 1 for a payment link, 2 to promise a date, 3 to talk to your staff. Calls go out only inside your calling window, with a weekly limit per customer.

    You’ll need: Your own Twilio, Plivo or Exotel account. Without one, calls are simulated in a sandbox.

    How reminder calls work
  • Live

    Customer statement link

    Send a customer a private link to see their statement and raise a dispute, without creating an account.

  • Live

    UPI links on store orders

    Orders from your WhatsApp store come with a UPI link that pays straight to your own UPI ID.

  • Live

    Pay online from any invoice

    Each invoice gets its own public page with a Pay button. Razorpay pay-by-link, marked paid in your books when the payment is confirmed.

    You’ll need: Your own Razorpay account, connected in settings.

  • Live

    Automatic follow-up rules

    Rules that send the next reminder when an invoice crosses a set number of days overdue. On the Growth and Scale plans.

  • Live

    Recovery and legal cases

    When a debt turns serious, every contact is on record, evidence is kept unaltered, and you can hand the matter to your advocate.

Sell and grow

Quote, bill and sell from one place, and keep in touch with customers on the channels they already use.

  • Live

    GST invoices and quotations

    Tax invoices with CGST and SGST or IGST worked out from the place of supply, numbered by financial year. Quotations turn into invoices, and recurring invoices raise themselves.

    GST invoice checklist
  • Live

    Quotations customers accept online

    Customers open the quotation, accept and sign it, and pay an advance, all from one link.

  • Live

    Business card and WhatsApp store

    A page for your business with contact details and products at live prices and stock. Customers order on WhatsApp and pay by UPI, and every enquiry becomes a lead.

  • Live

    WhatsApp inbox for your team

    One shared inbox, broadcasts to contacts who opted in, auto-replies and simple chat flows. Optional AI replies answer only from notes you write, and stay off until you switch them on.

    You’ll need: Your own WhatsApp Business Platform number, as above.

  • Live

    Marketing studio

    Plan posts on a calendar with festival ideas. Publish to your Facebook Page, Instagram, LinkedIn, X and Google Business Profile, or copy and post by hand, including to WhatsApp Status.

    You’ll need: Connecting an account needs an access token from that network today. One-click connect is coming.

  • Live

    Coupons, gift cards and wallets

    Single-use coupons, gift cards and a prepaid customer wallet, with gift card balances kept in your books as money owed to customers.

  • Live

    Leads and deals

    Leads from WhatsApp and store enquiries in one list, and a board that shows every deal by stage.

  • Live

    Forms on your website

    Enquiry forms you embed on your own site that create leads, with duplicates caught.

  • Live

    Email and SMS campaigns

    Campaigns with link tracking and unsubscribe handled for you. They go only to contacts who have given marketing consent.

  • Live

    Appointments on your card

    Let customers book a slot from your business card.

Run the business

The back office, connected, so a sale, a payment and a salary each land in the right place once.

  • Live

    Books that stay in step with Tally

    Double-entry ledgers, day book, trial balance, profit and loss, balance sheet and cash flow. A small connector app keeps them in sync with Tally.

    Tally and Munshiji
  • Live

    Expenses and income

    Record what comes in and goes out, by category, straight into the books.

  • Live

    Bank matching

    Import bank statements and match lines to invoices and bills automatically, with rules for the rest.

  • Live

    Stock and point of sale

    Inventory across outlets, purchase orders, transfers, stock counts and a billing counter. Reorder suggestions tell you what to buy, and from whom.

  • Live

    Purchase bills and GSTR-2B matching

    Record supplier bills with input tax credit eligibility, and match them against GSTR-2B so you can see which credits your suppliers have reported.

  • Live

    TDS, TCS and advance tax

    TDS and TCS worked out by section, threshold and PAN, with registers for your CA, and advance tax instalments with interest estimates.

  • Live

    Payroll

    Salaries with PF, ESI, professional tax and TDS under the new regime worked out, and printable payslips.

  • Live

    Projects and timesheets

    Task boards for each project, time logged against them, and unbilled time turned into a draft invoice.

  • Live

    GST calendar and return drafts

    What is due and who owns it, with GSTR-1 and GSTR-3B drafts built from your invoices. Filing stays with you or your CA.

  • Live

    Cash forecast, budgets and loans

    Thirteen weeks of cash ahead, budgets against actuals, loans, insurance renewals and a loan-readiness check.

  • Live

    Leave, attendance and staff claims

    Leave requests and holidays, check-in from the phone or a shared kiosk, and staff expense claims with approvals.

Live

Know where cash is heading, not just where it is.

Money brings what customers owe you, what you owe suppliers, loans and insurance into one view, then works out the weeks ahead from your own invoices.

  • Cash you can trust

    Confirm a bank balance once. Statement lines you import after that date keep it current.

  • The next 13 weeks

    Customer invoices coming in, supplier bills, EMIs and premiums going out, week by week.

  • A warning before the gap

    If the balance could dip below zero, you see which week, with time to chase dues or move a payment.

  • Loans and insurance, together

    What is still owed on each loan, the next EMI, and every renewal 30 days before it is due.

The Money screen: ₹1,84,500 in the bank, ₹2,45,204 owed by customers, ₹4,61,300 owed to suppliers and ₹11,54,698 in loans, a warning that cash may run short in the week of 12 October, a 13-week chart of money in and out, and the EMIs, premiums and supplier bills due in the next 30 days.
The Money screen, using a demo company’s data.

One brand. Two connected workspaces.

You run the business in yours. Your CA runs their practice in theirs. The same numbers sit underneath both.

Business workspace

For you and your team

Everything that brings money in and keeps the business running.

  • Invoices, quotations and payments
  • Collections and reminders
  • Books, stock and payroll
  • Cash forecast for the next 13 weeks
Practice workspace

For your CA

Your CA’s team prepares and reviews from the records you already keep here.

  • Jobs and due dates for every client
  • Reviews and approvals before anything is filed
  • Works from your real books, not spreadsheets
  • Sees only the areas you share, until the date you set

Both workspaces are live today. Filing and payments always wait for a person to approve them. How sharing with your CA works

Your CA works here too.

No more chasing each other for last month’s sales register. Your CA sees what you allow, prepares from your books, and you both see what is due.

CA firm? Sign in to your firm workspace
  • Share only what they need

    Choose the areas your CA can see, such as GST or TDS, and until when. Withdraw access any time.

  • They work from your real numbers

    Your CA’s team prepares from the invoices and books already here, not from spreadsheets sent back and forth.

  • One shared document shelf

    Upload statements and bills once. Your CA sees what you share, in the areas you allow, and can add what they collect.

  • Documents over WhatsApp Coming soon

    Send bills and statements the way you already do. Each file lands against the right request.

Your monthly GSTR-3B, due on the 20th
  1. 14 days before

    On your CA’s list

    The return is planned and given to a named person at your CA firm, two weeks ahead.

    • Scheduled
  2. 12 days before

    One clear request

    You get a single list of what is needed. The assistant drafts it and your CA checks it first.

    • Assistant
    • Your CA
  3. 7 days before

    Worksheet from your books

    Sales, purchases and tax totals are added up from your own invoices, then reviewed by your CA.

    • Assistant
    • Your CA
  4. 3 days before

    Filed with your OTP

    Your CA files on the portal once you share the OTP. Nothing is filed without them.

    • Your CA
    • You
  5. Due date

    Proof in your records

    The acknowledgement number is recorded against the return, and you are told it is done.

    • Assistant
    • Your CA

Keep Tally. Add everything around it.

You don’t have to change how your accountant keeps the books. Munshiji reads them, and adds billing, collections and cash planning on top.

Desktop accounting

A small Windows app on your office PC keeps the books in sync.

  • TallyPrime and Tally.ERP 9Invoices can be pushed back to Tally on the Scale planLive
  • BUSYPlanned
  • Marg ERPPlanned

Cloud accounting

Connect once, with your permission.

  • Zoho BooksPlanned
  • ERPNextPlanned
  • OdooPlanned

Files and banks

For everything that arrives as a file.

  • Bank statement import with matching rulesLive
  • Tally XML exports, including from Vyapar and myBillBookPlanned
  • Bank statements through the Account AggregatorPlanned

GST portal. Returns, e-invoices and e-way bills through a licensed GST Suvidha Provider, with your OTP consent. In development

Your numbers stay yours.

Financial data is sensitive. The controls are built in, not bolted on.

In place today

  • Everyone signs in with their own login, and sessions expire.
  • Roles and permissions decide who sees money, stock and customers.
  • Changes to invoices, settings and access are written to an audit trail.
  • Your CA sees only the areas you grant, until the date you choose.
  • Evidence in recovery and legal cases is kept so it cannot be quietly edited.
  • Keys for connected services are stored encrypted.

Before general launch

  • Two-step sign-in for every user.
  • Hosting in India, with processing aligned to the DPDP Act.

Plans that grow with your business.

Every plan includes GST invoicing, collections, stock, books, bank, the cash forecast and working with your CA. Plans differ in users, volumes and automation.

Starter

For small businesses bringing billing, stock and collections together.

₹999

per month

  • 3 users
  • 5,000 invoice allowance
  • 500 WhatsApp messages / month
  • 100 calls / month
Start 14-day free trial

Growth

For growing businesses that need automation and reporting.

₹2,999

per month

  • 10 users
  • 50,000 invoice allowance
  • 5,000 WhatsApp messages / month
  • 1,000 calls / month
  • Auto-recovery rules
  • Advanced reports
Start 14-day free trial

Scale

For businesses that need more capacity and two-way Tally.

₹7,999

per month

  • 50 users
  • 5,00,000 invoice allowance
  • 50,000 WhatsApp messages / month
  • 10,000 calls / month
  • Auto-recovery rules
  • Advanced reports
  • Two-way Tally push
Start 14-day free trial

Every account starts with a 14-day trial of Growth. Choose any plan from Plan & billing inside the app, and pay by UPI, card or net banking. Prices are before GST. WhatsApp and call allowances are how many the app will send; they need your own WhatsApp Business Platform number and your own Twilio, Plivo or Exotel account, and those providers bill their own charges to you.

Compare business plans

Users

Starter
3
Growth
10
Scale
50

Invoice allowance

Starter
5,000
Growth
50,000
Scale
5,00,000

WhatsApp messages / month

Starter
500
Growth
5,000
Scale
50,000

Calls / month

Starter
100
Growth
1,000
Scale
10,000

Auto-recovery rules

Starter
Not included
Growth
Included
Scale
Included

Advanced reports

Starter
Not included
Growth
Included
Scale
Included

Two-way Tally push

Starter
Not included
Growth
Not included
Scale
Included

What is ready, and what comes next.

We would rather show you the plan than oversell it. Early customers help decide the order.

Live
  • GST invoices, quotations and recurring invoices
  • Public invoice page with a Pay button, through your own Razorpay account
  • Quotations customers accept, sign and pay an advance on online
  • Today’s collections: who to follow up, in order, with reasons
  • Collections, recovery and legal cases
  • WhatsApp reminders, shared inbox and broadcasts (your own WhatsApp Business Platform number)
  • Reminder calls in Hindi and English (your own Twilio, Plivo or Exotel account)
  • Business card and WhatsApp store with UPI links and appointment booking
  • Marketing studio, email and SMS campaigns, and website lead forms
  • Coupons, gift cards and customer wallets
  • Leads and deals board
  • Books, expenses, bank matching and Tally sync
  • Purchase bills with ITC and GSTR-2B matching
  • TDS, TCS and advance tax
  • Stock, point of sale and reorder suggestions
  • Payroll with PF, ESI, PT and TDS
  • Leave, attendance (with kiosk) and staff expense claims
  • Projects, task boards and timesheets, billed onto invoices
  • Cash forecast, budgets, loans and credit health
  • Documents shared with your CA
Beta
  • Ask Munshiji: an AI assistant that answers from your own books and prepares drafts for you to check. AI prepares, you decide.
  • Document intake: bills and statements read into drafts you review and approve
Coming soon
  • GST connection through a licensed GSP
  • One-click connect for social accounts
  • Documents sent on WhatsApp filed to the right request
Planned
  • Tally sync for many companies on one PC
  • Bank statements through the Account Aggregator
  • BUSY, Marg, Zoho Books, ERPNext and Odoo
  • A mobile app for owners

A few things you might be wondering.

Have a different question? We’re happy to talk

What is Munshiji?

One workspace for running an Indian business: GST invoices and quotations, collections with WhatsApp and call reminders, stock and point of sale, books, bank, payroll, projects and a cash forecast. Your CA can work in the same place, on the areas you choose to share.

Does Munshiji replace Tally?

No, and it does not need to. Keep Tally for your books if you and your CA like it. A small connector app on your office PC keeps Munshiji in sync with TallyPrime or Tally.ERP 9, one company per install today. On the Scale plan, invoices raised in Munshiji can be pushed back into Tally.

What do I need to send WhatsApp reminders?

Your own business number on the WhatsApp Business Platform (the Cloud API from Meta), connected in settings. Until you connect one, WhatsApp runs in a sandbox so you can try it, and nothing reaches customers. Meta charges for template messages and bills those charges to your WhatsApp Business account.

What are WhatsApp’s rules for payment reminders?

Message only customers who have agreed to hear from you on WhatsApp. The first message you send, and any message after 24 hours of silence from the customer, must use a template that Meta has approved. When a customer writes to you, you can reply freely for the next 24 hours. If a customer sends STOP, Munshiji stops messaging them until they send START.

When do reminder calls go out?

Only inside the calling window you set. By default no call is placed before 9 am or after 9 pm IST, and there is a weekly limit on calls to each customer. For payment reminders we suggest daytime hours on working days. Calls need your own Twilio, Plivo or Exotel account; without one they are simulated. If you record calls, tell customers the call may be recorded.

Is my data safe?

Everyone signs in with their own login, roles decide who sees money, stock and customers, and changes are written to an audit trail. Keys for WhatsApp, calling and social accounts are stored encrypted. Your CA sees only the areas you grant, until the date you choose. AI replies are off unless you switch them on, and when on, the message text goes to the AI provider you pick. Two-step sign-in and hosting in India are planned before general launch.

Will reminders make sure I get paid?

No software can promise that. Munshiji makes follow-up regular, polite and on record: who was reminded, how, when, and what they promised. What customers do is still up to them.

Does Munshiji file my GST returns?

No. Munshiji builds GSTR-1 and GSTR-3B drafts from your invoices and keeps the due dates, but filing stays with you or your CA. Live connection to the GST portal through a licensed provider is in development.

How does my CA use it?

You invite your CA firm and choose which areas they can see, such as GST or TDS, and for how long. They prepare from the invoices and books already here, in their own workspace, and you can withdraw access at any time.

Which software does it work with?

TallyPrime and Tally.ERP 9 today, plus bank statement imports. BUSY, Marg, Zoho Books, ERPNext and Odoo are planned, along with Tally XML exports, which covers Vyapar and myBillBook.

Can it run payroll?

Yes. Add employees with their salary structure and Munshiji works out PF, ESI, professional tax and TDS under the new tax regime each month. You approve the payroll, print payslips, and see what is due to EPFO, ESIC and the tax department.

How do I get started?

Sign up for the 14-day Growth trial. For Growth or Scale, or help moving your data across, write to us and we will set it up with you.

Tell us about your business.

Choosing a plan, moving across from spreadsheets, or connecting WhatsApp and calling? We’d like to hear from you.

hello@munshiji.in

For product questions, setup and plan enquiries.

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